2023 Health Insurance Rates and Option Transfer Deadline

[Human Resource Services]

The Option Transfer Period is here!

The 2023 NYSHIP Option Transfer Period runs from Thursday, December 1,
2022  through Friday, December 30, 2022.



During the Option Transfer Period, you may make the following changes to
your New York State Health Insurance Program (NYSHIP) option for 2023:

   -

   Change to the Empire Plan
   -

   Change to a NYSHIP Health Maintenance Organization (HMO)
   -

   Change to the Opt-Out Program (if eligible).  Please note that it is no
   longer necessary to reenroll in the Opt-Out Program each year.  No action
   is necessary for current Opt-Out enrollees who are still eligible and wish
   to remain in the program.



Other changes permitted during the Option Transfer Period include:

   -

   Change from family to individual coverage (whether you have a qualifying
   event or not);
   -

   Voluntarily cancel your coverage (whether you have a qualifying event or
   not);
   -

   Change your Pre-Tax Contribution Program (PTCP) election; changing from
   a pre-tax to a post-tax deduction or vice versa.



Note: Elections to participate in the Pre-Tax Contribution Program (PTCP)
cannot be made while enrolled in the Opt-out Program as there is no health
insurance premium deduction.

No action is required if you wish to keep your current health insurance
carrier.

To make any changes to your health insurance coverage, you will need to
complete a PS404, found here <https://www.cs.ny.gov/forms/ps404.pdf>, and
return to Human Resource Services (via fax at 518-564-5060 or email at
hrs at plattsburgh.edu) prior to the deadline.

If electing the Opt-Out Program a completed PS409, found here,
<https://www.cs.ny.gov/forms/ps409.pdf> and proof of the other
employer-sponsored coverage are also required.



New York State's Department of Civil Service has announced the 2023
biweekly health insurance rates as follows:

Biweekly rates for all employees in salary grade 9 or below (or annualized
salaries less than $47,024 for UUP or Management/Confidential employees)

Individual

Family

Empire Plan

$56.01

$241.79



Biweekly rates for all employees in salary grade 10 or above (or annualized
salaries equal to $47,024 or more for UUP or Management/Confidential
employees)

Individual

Family

Empire Plan

$74.68

$287.98



In addition to the Empire Plan, there are several HMO’s available and are
dependent upon the county that you live in.  If you need help deciding
which plan is right for you, please see the Choices brochure for more
information.  These are being mailed to home addresses this week but can
also be accessed online here
<https://www.suny.edu/media/suny/content-assets/documents/benefits/nyship/2023-nyship/active-choices-2023.pdf>
.

The Summary of Benefits and Coverage (SBC) is a standardized comparison
document required by the Patient Protection and Affordable Care Act. Copies
of the Summary of Benefits and Coverage can be obtained by calling
877.769.7447 to request a copy, or by visiting the Employee Benefits
Division website
<https://nam11.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.cs.ny.gov%2Femployee-benefits%2Fsbc%2Findex.cfm&data=05%7C01%7CHRMS-BEN%40LS.SYSADM.SUNY.EDU%7C59d80cf0ece64441c34b08dad155550c%7C313006a2ae5d44199e348f765b197fb8%7C0%7C0%7C638052461665009080%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=uzr%2Fm24IgFbMjeP0sRqWPwNQntOUvUYiTM0DuiWQScc%3D&reserved=0>

*HUMAN RESOURCE SERVICES*
912 Kehoe Building

101 Broad Street
<https://maps.google.com/?q=101+Broad+Street+Plattsburgh,+NY+12901&entry=gmail&source=g>

Plattsburgh, NY 12901
<https://maps.google.com/?q=101+Broad+Street+Plattsburgh,+NY+12901&entry=gmail&source=g>

(o) 518-564-5062 <(518)%20564-5062>

(f) 518-564-5060 <(518)%20564-5060>
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