<div dir="ltr"><div dir="ltr"><div><p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Arial,sans-serif;color:black">The </span><u><span style="font-size:11.5pt;font-family:Arial,sans-serif;color:rgb(68,114,196)"><a href="https://oer.ny.gov/about-flex-spending-account-fsa" target="_blank"><span style="font-size:12pt;color:rgb(68,114,196)">Flex Spending Account (FSA)</span></a></span></u><span style="font-size:12pt;font-family:Arial,sans-serif;color:black"> Open Enrollment
Campaign for the 2026 plan year will begin on November 1 and end on December 8,
2025, at 11:59 pm ET. </span><span style="font-size:11.5pt;font-family:Arial,sans-serif"></span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Arial,sans-serif;color:black"> </span><span style="font-size:11.5pt;font-family:Arial,sans-serif"></span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Arial,sans-serif;color:black">As a reminder we will
continue with Total Administrative Services Corporation (TASC) as
the FSA vendor for the 2026 plan year. TASC offers enrollment online
through Bentek at, </span><span style="font-size:11.5pt;font-family:Arial,sans-serif;color:rgb(68,114,196)"><a href="https://www.mybentek.com/nysfsa/" target="_blank"><span style="font-size:12pt;color:rgb(68,114,196)">https://www.mybentek.com/nysfsa/</span></a></span><span style="font-size:12pt;font-family:Arial,sans-serif;color:black">. FSA enrollment
lasts for only one year, employees must enroll during open enrollment if they
would like to participate in the FSA for 2026. Employees can
learn more at </span><span style="font-size:11.5pt;font-family:Arial,sans-serif;color:rgb(68,114,196)"><a href="https://oer.ny.gov/fsa" target="_blank"><span style="font-size:12pt;color:rgb(68,114,196)">oer.ny.gov/fsa</span></a></span><span style="font-size:12pt;font-family:Arial,sans-serif;color:black">.</span><span style="font-size:11.5pt;font-family:Arial,sans-serif"></span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Arial,sans-serif;color:black"> </span><span style="font-size:11.5pt;font-family:Arial,sans-serif"></span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Arial,sans-serif;color:black">Internal Revenue
Service (IRS) regulations do not allow us to make exceptions for employees who
miss the deadline, regardless of their reason. Employees are encouraged to
enroll early to avoid long hold times or other issues that may occur during the
last few days of the open enrollment period that could cause them to miss the
deadline.</span><span style="font-size:11.5pt;font-family:Arial,sans-serif"></span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-size:12pt;font-family:Arial,sans-serif;color:black"> </span></b><span style="font-size:11.5pt;font-family:Arial,sans-serif"></span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-size:12pt;font-family:Arial,sans-serif;color:black">Health Care Spending Account</span></b><span style="font-size:11.5pt;font-family:Arial,sans-serif"></span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Arial,sans-serif;color:black">Contributions to the
Health Care Spending Account (HCSA) are made through pre-tax
payroll deductions and may be used for eligible health care expenses that are
not covered by a health insurance plan. The maximum annual contribution to the
HCSA is $3,400 for the 2026 plan year.</span><span style="font-size:11.5pt;font-family:Arial,sans-serif"></span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Arial,sans-serif;color:black"> </span><span style="font-size:11.5pt;font-family:Arial,sans-serif"></span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Arial,sans-serif;color:black">Returning participants
from the 2025 plan year will continue to use the debit card that was issued as
it is good for four consecutive years. New participants will receive their
debit card by January 1, 2025.</span><span style="font-size:11.5pt;font-family:Arial,sans-serif"></span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Arial,sans-serif;color:black"> </span><span style="font-size:11.5pt;font-family:Arial,sans-serif"></span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Arial,sans-serif;color:black">Carryover will
continue, after the run-out period ends on March 31, 2026, up to $660 of funds
remaining in 2025 accounts will be carried over to participants’ 2026 accounts
for use during the 2026 plan year. </span><span style="font-size:11.5pt;font-family:Arial,sans-serif"></span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-size:12pt;font-family:Arial,sans-serif;color:black"> </span></b><span style="font-size:11.5pt;font-family:Arial,sans-serif"></span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-size:12pt;font-family:Arial,sans-serif;color:black">Dependent Care
Advantage Account</span></b><span style="font-size:11.5pt;font-family:Arial,sans-serif"></span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Arial,sans-serif;color:black">State employees may
contribute up to $7,500 per year per household in the DCAA through pre-tax
payroll deductions for childcare, elder care, and disabled dependent care
expenses. After eligible services have been received, the employee
submits for reimbursement. The DCAA employer contribution will be available in
2026 for unions that have agreements to participate in the employer
contribution program. The following employees are currently eligible for the
employer contribution:</span><span style="font-size:11.5pt;font-family:Arial,sans-serif"></span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Arial,sans-serif;color:black"> </span><span style="font-size:11.5pt;font-family:Arial,sans-serif"></span></p>

<p style="margin:0in 0in 0in 0.7in;line-height:normal;vertical-align:baseline;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">        
</span></span><span style="font-size:12pt;font-family:Arial,sans-serif">Employees of SUNY who are designated
M/C or represented by CSEA, PEF, UUP, NYSCOPBA, Council-82, PBANYS, or GSEU</span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Arial,sans-serif"> </span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-size:12pt;font-family:Arial,sans-serif;color:black">Adoption
Advantage Account</span></b><span style="font-size:11.5pt;font-family:Arial,sans-serif"></span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Arial,sans-serif;color:black">Eligible state
employees may contribute up to $17,670 in the Adoption Advantage Account for
the 2026 plan year. Contributions are made through pre-tax payroll deductions
and may be used for expenses related to the adoption of an eligible child. </span></p><p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Arial,sans-serif;color:black"><br></span></p><p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt"><span style="font-size:12pt;color:black"><font face="Arial, sans-serif">The
grace period for both the adoption and dependent care accounts will continue,
any remaining funds from the 202</font><span class="gmail_default" style="font-family:georgia,serif"></span><span class="gmail_default" style=""><font face="arial, sans-serif">6</font></span><font face="Arial, sans-serif"> plan year can be used to pay for expenses
incurred between January 1, 2026, and March 15, 202<span class="gmail_default" style="font-family:georgia,serif"></span>7.</font></span><span style="font-size:12pt;font-family:Arial,sans-serif;font-size:12pt"></span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:11.5pt;font-family:Arial,sans-serif"> </span></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-size:12pt;font-family:Arial,sans-serif;color:black">Visit </span></b><u><span style="font-size:11.5pt;font-family:Arial,sans-serif;color:rgb(68,114,196)"><a href="http://oer.ny.gov/FSA" target="_blank"><b><span style="font-size:12pt;color:rgb(68,114,196)">oer.ny.gov/FSA</span></b></a></span></u><b><span style="font-size:12pt;font-family:Arial,sans-serif;color:black"> to enroll online
or call 800-358-7202 for more information or to enroll by telephone. Current
enrollees must re-enroll for 2026.</span></b><span style="font-size:11.5pt;font-family:Arial,sans-serif"></span></p>

<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:107%;font-size:11pt;font-family:Calibri,sans-serif"> </p></div><div><div dir="ltr" class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><b>HUMAN RESOURCE & PAYROLL SERVICES</b></div><div dir="ltr"><font size="2" style="font-size:small">912 Kehoe Building</font><p style="margin:0px;line-height:normal;font-family:Arial"><span style="color:rgb(0,0,0)"><font size="2"><a href="https://maps.google.com/?q=101+Broad+Street+Plattsburgh,+NY+12901&entry=gmail&source=g" style="color:rgb(17,85,204)" target="_blank">101 Broad Street</a></font></span></p><p style="margin:0px;line-height:normal;font-family:Arial"><span style="color:rgb(0,0,0)"><font size="2"><a href="https://maps.google.com/?q=101+Broad+Street+Plattsburgh,+NY+12901&entry=gmail&source=g" style="color:rgb(17,85,204)" target="_blank">Plattsburgh, NY 12901</a></font></span></p><p style="color:rgb(0,0,0);margin:0px;line-height:normal;font-family:Arial"><font size="2">(o) 518-564-5062</font></p><p style="color:rgb(0,0,0);margin:0px;line-height:normal;font-family:Arial"><font size="2">(f) 518-564-5060</font></p><p style="color:rgb(0,0,0);margin:0px;line-height:normal;font-family:Arial"><b><font size="2"><a href="http://plattsburgh.edu" style="color:rgb(17,85,204)" target="_blank">plattsburgh.edu</a></font></b></p><p style="color:rgb(0,0,0);margin:0px;line-height:normal;font-family:Arial"><b><br></b></p><p style="color:rgb(0,0,0);margin:0px;line-height:normal;font-family:Arial"><img src="https://web.plattsburgh.edu/files/914/images/SUNY-Plattsburgh-Email-Logo-2018.jpg"><br></p><p style="color:rgb(0,0,0);margin:0px;line-height:normal;font-family:Arial"><br></p><div><br></div><div><b style="color:rgb(0,0,0);font-family:Arial"><font size="2"><a href="http://plattsburgh.edu/hr" style="color:rgb(17,85,204)" target="_blank">Human Resource & Payroll Services webpage - plattsburgh.edu/hr</a></font></b><br></div></div></div></div></div></div></div></div></div></div>
</div>