<div dir="ltr"><div><p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Arial,sans-serif;font-weight:700;font-style:italic;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">SENT ON BEHALF OF THE NYS <span class="gmail-il">DEFERRED</span> COMPENSATION PLAN</span></p><p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt"><br></p><p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt"><span style="font-size:13.5pt;font-family:Arial,sans-serif;background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">The NYS <span class="gmail-il">Deferred</span> Compensation Plan is a voluntary retirement savings plan offered by New York State and your employer, to allow public employees like you to put aside money from each paycheck toward retirement. The Plan can help bridge the gap between what you have in your pension and Social Security, and how much you’ll need in retirement.</span></p><p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt"><span style="font-size:13.5pt;font-family:Arial,sans-serif;background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><br></span></p><p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt"><span style="font-size:13.5pt;font-family:Arial,sans-serif;background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"> 1.</span><span style="background-color:transparent;font-size:7pt;font-family:"Times New Roman",serif;color:rgb(0,0,0);font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">  </span><b><span style="font-size:14pt">NYSDCP Hosts the NY State & Local Retirement System (Pension)</span></b></p><p class="MsoNormal"><b><span style="font-size:14pt">Thursday, April 17, 2025 12:00 PM<u></u><u></u></span></b></p><p class="MsoNormal"><span style="font-size:14pt">The NYS Deferred Comp is joined by the New York State and Local Retirement System (NYSLRS) to give an educational presentation on the basics of the Pension and how it will help provide for your future. There will be Q&A sessions throughout the webinar.  Registration required.<u></u><u></u></span></p><p class="MsoNormal"><span style="font-size:14pt"><a href="https://events.teams.microsoft.com/event/27da1e02-8382-4101-a660-4d2e636d2ee8@22140e4c-d390-45c2-b297-a26c516dc461" target="_blank">https://events.teams.microsoft.com/event/27da1e02-8382-4101-a660-4d2e636d2ee8@22140e4c-d390-45c2-b297-a26c516dc461</a></span></p><p class="MsoNormal"><br></p><p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt"><span style="font-size:14pt;font-family:Arial,sans-serif;background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"> 2. </span><b><span style="font-size:14pt;color:black">NYSDCP Enrollment Webinar</span></b></p><p class="MsoNormal"><b><span style="font-size:14pt;color:black">Tuesday, April 22nd, 2025 12:00 pm</span></b><span style="font-size:14pt"><u></u><u></u></span></p><p class="MsoNormal"><span style="font-size:14pt">We will go over the basics of investing with Deferred Compensation as well as how to enroll</span><b><span style="font-size:14pt">.<u></u><u></u></span></b></p><p class="MsoNormal"><b><span style="font-size:14pt;color:black">Please use this link to sign up for the Enrollment Webinar and please register ahead of time<u></u><u></u></span></b></p><p class="MsoNormal"><b><span style="font-size:14pt;color:black">( you may need to cut and paste the link into your browser):<u></u><u></u></span></b></p><p class="MsoNormal"><span class="m_393840753490231156MsoHyperlink" style="color:rgb(70,120,134);text-decoration-line:underline"><span style="font-size:14pt"><a href="https://events.teams.microsoft.com/event/aea367b3-16b0-4add-97f9-346658c701a2@22140e4c-d390-45c2-b297-a26c516dc461" target="_blank">https://events.teams.microsoft.com/event/aea367b3-16b0-4add-97f9-346658c701a2@22140e4c-d390-45c2-b297-a26c516dc461</a></span></span></p><p class="MsoNormal"><span class="m_393840753490231156MsoHyperlink" style="color:rgb(70,120,134);text-decoration-line:underline"><br></span></p><p class="MsoNormal"><span style="font-size:14pt">3.<b> NYSDCP Economic Update Webinar<u></u><u></u></b></span></p><p class="MsoNormal"><b><span style="font-size:14pt">Thursday, April 24, 2025 12:00 PM<u></u><u></u></span></b></p><p class="MsoNormal"><span style="font-size:14pt">While the economy remains on solid footing in early 2025, there are many uncertainties for the outlook led by potential policy changes and geopolitics. See how the economic picture is expected to unfold in the year ahead with an update on current economic trends.<u></u><u></u></span></p><p class="MsoNormal"><span style="font-size:14pt"><a href="https://events.teams.microsoft.com/event/c11d7c9f-3e8f-4b63-acf0-da3aa249dd7c@22140e4c-d390-45c2-b297-a26c516dc461" target="_blank">https://events.teams.microsoft.com/event/c11d7c9f-3e8f-4b63-acf0-da3aa249dd7c@22140e4c-d390-45c2-b297-a26c516dc461</a></span></p><p class="MsoNormal"><br></p><p class="MsoNormal"><span style="font-size:14pt">4. <b>Medicare Essentials<u></u><u></u></b></span></p><p class="MsoNormal"><b><span style="font-size:14pt">Tuesday, April 29, 2025 12:00 PM<u></u><u></u></span></b></p><p class="MsoNormal"><span style="font-size:14pt">As you move closer to retirement, you’ll need to understand the key details about Medicare. In this presentation you’ll learn what your choices are, when to enroll, what Medicare covers and what it doesn’t.<u></u><u></u></span></p><p class="MsoNormal"><span style="font-size:14pt"><a href="https://events.teams.microsoft.com/event/adb2d5ce-c07a-41b4-be88-a45124610ab9@22140e4c-d390-45c2-b297-a26c516dc461" target="_blank">https://events.teams.microsoft.com/event/adb2d5ce-c07a-41b4-be88-a45124610ab9@22140e4c-d390-45c2-b297-a26c516dc461</a></span></p><p class="MsoNormal"><br></p><p dir="ltr" style="line-height:1.38;margin-left:5pt;margin-top:0pt;margin-bottom:0pt"><span style="background-color:transparent;font-family:Arial,sans-serif;font-size:16pt;font-weight:700;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">Link to use to make a </span><span style="background-color:transparent;font-family:Arial,sans-serif;font-size:16pt;color:rgb(68,114,196);font-weight:700;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">phone appointment </span><span style="background-color:transparent;font-family:Arial,sans-serif;font-size:16pt;font-weight:700;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">with Mike- if you can’t attend the webinar, or you need individual help with your account</span><span style="background-color:transparent;font-family:Arial,sans-serif;font-size:14pt;font-weight:700;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">: </span><span style="background-color:transparent;font-family:Arial,sans-serif;font-size:12pt;color:rgb(0,0,0);font-weight:700;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">( you may need to cut and paste the link into your browser):</span></p><p dir="ltr" style="line-height:1.38;margin-left:23pt;margin-top:0pt;margin-bottom:0pt"><span style="font-size:16pt;font-family:Arial,sans-serif;background-color:transparent;font-weight:700;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"> </span></p><p dir="ltr" style="line-height:1.38;margin-left:23pt;margin-top:0pt;margin-bottom:0pt"><a href="https://outlook.office365.com/owa/calendar/MikeKochan@onyourside.onmicrosoft.com/bookings/" target="_blank" style="text-decoration-line:none"><span style="font-size:14pt;font-family:Arial,sans-serif;color:rgb(0,0,255);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;text-decoration-line:underline;vertical-align:baseline">Mike Kochan appointments (office365.com)</span></a></p><p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt"><span style="font-size:14pt;font-family:Arial,sans-serif;background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"> </span></p><p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Arial,sans-serif;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">Michael Kochan- Account Executive</span></p><p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Arial,sans-serif;color:rgb(83,129,53);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">New York State <span class="gmail-il">Deferred</span> Compensation Plan</span></p><p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Arial,sans-serif;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">Cell- 518-986-3342</span></p><p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt"><span style="font-size:11pt;font-family:Arial,sans-serif;background-color:transparent;font-weight:700;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">Book a phone appointment with me</span><span style="font-size:11pt;font-family:Arial,sans-serif;background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">: </span><a href="https://outlook.office365.com/owa/calendar/MikeKochan@onyourside.onmicrosoft.com/bookings/" target="_blank" style="text-decoration-line:none"><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(0,0,255);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;text-decoration-line:underline;vertical-align:baseline">Mike Kochan appointments (office365.com)</span></a></p><p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Arial,sans-serif;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"> </span></p><p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Arial,sans-serif;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">Website :  </span><a href="https://www.nysdcp.com/rsc-web-preauth/index.html" target="_blank" style="text-decoration-line:none"><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(0,0,255);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;text-decoration-line:underline;vertical-align:baseline">New York State <span class="gmail-il">Deferred</span> Compensation (nysdcp.com)</span></a></p><p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Arial,sans-serif;color:rgb(83,129,53);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">HELPLINE: 1-800-422-8463</span></p><p dir="ltr" style="line-height:1.38;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Arial,sans-serif;color:rgb(83,129,53);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">Fax- 1-877-677-4329</span></p><div><br clear="all"></div><div><div dir="ltr" class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div dir="ltr"><b>HUMAN RESOURCE & PAYROLL SERVICES</b></div><div dir="ltr"><font size="2">912 Kehoe Building</font><p style="margin:0px;line-height:normal;font-family:Arial"><span style="color:rgb(0,0,0)"><font size="2"><a href="https://maps.google.com/?q=101+Broad+Street+Plattsburgh,+NY+12901&entry=gmail&source=g" style="color:rgb(17,85,204)" target="_blank">101 Broad Street</a></font></span></p><p style="margin:0px;line-height:normal;font-family:Arial"><span style="color:rgb(0,0,0)"><font size="2"><a href="https://maps.google.com/?q=101+Broad+Street+Plattsburgh,+NY+12901&entry=gmail&source=g" style="color:rgb(17,85,204)" target="_blank">Plattsburgh, NY 12901</a></font></span></p><p style="color:rgb(0,0,0);margin:0px;line-height:normal;font-family:Arial"><font size="2">(o) 518-564-5062</font></p><p style="color:rgb(0,0,0);margin:0px;line-height:normal;font-family:Arial"><font size="2">(f) 518-564-5060</font></p><p style="color:rgb(0,0,0);margin:0px;line-height:normal;font-family:Arial"><b><font size="2"><a href="http://plattsburgh.edu/" style="color:rgb(17,85,204)" target="_blank">plattsburgh.edu</a></font></b></p><p style="color:rgb(0,0,0);margin:0px;line-height:normal;font-family:Arial"><b><br></b></p><p style="color:rgb(0,0,0);margin:0px;line-height:normal;font-family:Arial"><img src="https://web.plattsburgh.edu/files/914/images/SUNY-Plattsburgh-Email-Logo-2018.jpg"><br></p><p style="color:rgb(0,0,0);margin:0px;line-height:normal;font-family:Arial"><br></p><div><br></div><div><b style="color:rgb(0,0,0);font-family:Arial"><font size="2"><a href="http://plattsburgh.edu/hr" style="color:rgb(17,85,204)" target="_blank">Human Resource Services webpage - plattsburgh.edu/hr</a></font></b></div></div></div></div></div></div></div>