<div dir="ltr"><p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><b><i><span style="font-size:11pt;font-family:Arial,sans-serif;color:black;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial">SENT ON BEHALF OF
TIAA</span></i></b></p>

<p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(85,85,85)"> </span></p>

<p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(85,85,85)">John <span class="gmail-il">Tenofsky</span>,
our TIAA dedicated Financial Consultant representative for SUNY Plattsburgh
will be onsite on Tuesday, September 12th, and available for one-on-one advice
and review sessions between the hours of 10AM and 3PM in Meeting Room 2 of the
Angell College Center.</span><span style="font-size:11.5pt;font-family:Georgia,serif;color:rgb(85,85,85)"></span></p>

<p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal"><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(85,85,85)"> </span></span><span style="font-size:11.5pt;font-family:Georgia,serif;color:rgb(85,85,85)"></span></p>

<p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal"><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(85,85,85)">If you are interested in reviewing your
retirement plan or just getting more information about retirement investing and
TIAA, you can schedule a complimentary session at </span></span><span style="font-size:11.5pt;font-family:Georgia,serif;color:rgb(85,85,85)"><a href="http://www.tiaa.org/schedulenow" target="_blank" style="color:blue"><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(17,85,204);text-decoration-line:none"><span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal">www.tiaa.org/schedulenow</span></span></a></span><span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal"><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(85,85,85)"> or
at the link below. You can also email John at </span></span><span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal"><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(17,85,204)"><a href="mailto:john.tenofsky@tiaa.org" target="_blank" style="color:blue"><span style="color:rgb(17,85,204);text-decoration-line:none">john.<span class="gmail-il">tenofsky</span>@tiaa.org</span></a></span></span><span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal"><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(85,85,85)"> for
any follow up, or to schedule time, as well.</span></span><span style="font-size:11.5pt;font-family:Georgia,serif;color:rgb(85,85,85)"></span></p>

<p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal"><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(85,85,85)"> </span></span><span style="font-size:11.5pt;font-family:Georgia,serif;color:rgb(85,85,85)"></span></p>

<p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal"><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(85,85,85)"> </span></span><span style="font-size:11.5pt;font-family:Georgia,serif;color:rgb(85,85,85)"></span></p>

<p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><span style="color:black"><a href="https://shared.tiaa.org/private/tools/directscheduler/TENOFSK" target="_blank" style="color:blue"><span style="font-family:Arial,sans-serif;color:rgb(5,99,193);background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial">Click to
login and schedule a meeting with me.</span></a></span></p>

<p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><b><span style="font-family:Arial,sans-serif;color:rgb(0,56,101)"> </span></b><span style="font-size:11.5pt;font-family:Georgia,serif;color:rgb(85,85,85)"></span></p>

<p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(0,56,101)">John <span class="gmail-il">Tenofsky</span></span></b></span><span style="font-size:11.5pt;font-family:Georgia,serif;color:rgb(85,85,85)"></span></p>

<p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal"><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(0,56,101)">Financial Consultant | Client Relationships</span></span><span style="font-size:11.5pt;font-family:Georgia,serif;color:rgb(85,85,85)"></span></p>

<p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(0,56,101)">TIAA</span></b></span><span style="font-size:11.5pt;font-family:Georgia,serif;color:rgb(85,85,85)"></span></p>

<p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-size:11.5pt;font-family:Georgia,serif;color:rgb(85,85,85)"> </span></p>

<p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(0,56,101)">30 Century Hill Drive, Suite 300</span></span><span style="font-size:11.5pt;font-family:Georgia,serif;color:rgb(85,85,85)"></span></p>

<p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(0,56,101)">Latham, NY 12110</span></span><span style="font-size:11.5pt;font-family:Georgia,serif;color:rgb(85,85,85)"></span></p>

<p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(0,56,101)">P (518) 786-5926 ex. 255926</span></span><span style="font-size:11.5pt;font-family:Georgia,serif;color:rgb(85,85,85)"></span></p>

<p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(5,99,193)">John.<span class="gmail-il">Tenofsky</span>@TIAA.org</span></span><span style="font-size:11.5pt;font-family:Georgia,serif;color:rgb(85,85,85)"></span></p>

<p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-size:11.5pt;font-family:Georgia,serif;color:rgb(85,85,85)"><a href="http://www.tiaa.org/" target="_blank" style="color:blue"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(0,56,101);text-decoration-line:none"><span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal">TIAA.org</span></span></a></span></p>

<p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;text-decoration-line:underline"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(0,56,101)">TIAA-CREF
Individual & Institutional Services, LLC, Member FINRA and SIPC</span></span><span style="font-size:11.5pt;font-family:Georgia,serif;color:rgb(85,85,85)"></span></p><p style="margin:0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;text-decoration-line:underline"><span style="font-size:10pt;font-family:Arial,sans-serif;color:rgb(0,56,101)"><br></span></span></p>

<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal"></span><br clear="all"><div><div dir="ltr" class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div dir="ltr"><b>HUMAN RESOURCE SERVICES</b></div><div dir="ltr"><font size="2">912 Kehoe Building</font><p style="margin:0px;line-height:normal;font-family:Arial"><span style="color:rgb(0,0,0)"><font size="2"><a href="https://maps.google.com/?q=101+Broad+Street+Plattsburgh,+NY+12901&entry=gmail&source=g" style="color:rgb(17,85,204)" target="_blank">101 Broad Street</a></font></span></p><p style="margin:0px;line-height:normal;font-family:Arial"><span style="color:rgb(0,0,0)"><font size="2"><a href="https://maps.google.com/?q=101+Broad+Street+Plattsburgh,+NY+12901&entry=gmail&source=g" style="color:rgb(17,85,204)" target="_blank">Plattsburgh, NY 12901</a></font></span></p><p style="color:rgb(0,0,0);margin:0px;line-height:normal;font-family:Arial"><font size="2">(o) 518-564-5062</font></p><p style="color:rgb(0,0,0);margin:0px;line-height:normal;font-family:Arial"><font size="2">(f) 518-564-5060</font></p><p style="color:rgb(0,0,0);margin:0px;line-height:normal;font-family:Arial"><b><font size="2"><a href="http://plattsburgh.edu/" style="color:rgb(17,85,204)" target="_blank">plattsburgh.edu</a></font></b></p><p style="color:rgb(0,0,0);margin:0px;line-height:normal;font-family:Arial"><b><br></b></p><p style="color:rgb(0,0,0);margin:0px;line-height:normal;font-family:Arial"><img src="https://web.plattsburgh.edu/files/914/images/SUNY-Plattsburgh-Email-Logo-2018.jpg"><br></p><p style="color:rgb(0,0,0);margin:0px;line-height:normal;font-family:Arial"><br></p><div><br></div><div><b style="color:rgb(0,0,0);font-family:Arial"><font size="2"><a href="http://plattsburgh.edu/hr" style="color:rgb(17,85,204)" target="_blank">Human Resource Services webpage - plattsburgh.edu/hr</a></font></b></div></div></div></div></div></div>